Insurance and Risk Management

Insurance Planning - Life Insurance

A key step in the financial management process? Insurance planning. While it’s tough to think about all of the bad things that can happen in life — death, sickness, disability — it’s important to be prepared. By thinking through all of the ramifications of an emergency, you can protect yourself, your loved ones, your estate, and your financial resources in the event that you become seriously ill or unable to work or care for yourself. 

Through insurance planning, you can take financial control, making wise decisions to protect those who depend on you. Our goal is to empower our clients, especially our women clients, by helping them to identify their goals, to make informed decisions, and to continue to build on their financial literacy. Our experts can sit down with you, answer your questions, and help you figure out the next steps over a cup of coffee. 

Ironworks believes that women deserve a seat at the table when it comes to their finances. Troubled by the lack of reliable education available, we developed a passion for educating and empowering women to take charge of their financial health. Ironworks’ special blend of resources, financial education and support helps women, families, and individuals to meet their goals and ensure their dreams are within reach.  

Ironworks Financial offers comprehensive personal financial planning services, including insurance planning, life insurance, income replacement strategies, and more to protect your assets. Services include:

  • Life insurance for estate planning, income replacement, legacy
  • Disability income insurance for income replacement
  • Medicare insurance options
  • Home health care and long term care

We would love to talk with you about our services and which options might be the best fit for you and your loved ones. Stop by to see us in Midlothian or Farmville, and let’s chat: 804-419-8969 (Midlothian) or 434-315-0244 (Farmville).

Types of Life Insurance

Reviewing types of insurance and picking the one that’s right for you and your family can feel overwhelming without guidance. There are many types of life insurance, and the type we recommend for you will be based on your situation and needs. Our advisors have the experience and expertise to guide you through the process. We will take into account your responsibilities and debt, current assets, short- and long-term financial goals, and any other financial information you share with us to recommend the best life insurance to mitigate risk and provide peace of mind. 

We offer both variety and flexibility when it comes to your insurance needs. Here are just some of the options we might discuss:

  • Term life insurance
  • Whole life insurance 
  • Universal life insurance
  • Variable life insurance
  • Executive benefit options
  • Life insurance with long term care options 

The Best Insurance for Risk Management - Get Professional Recommendations

Trying to cobble together your own personal insurance protection suite of products that includes the right life insurance, disability insurance, health insurance, and a personal financial plan is a big job. That’s why we recommend getting to know the professionals at Ironworks Financial. With physical offices in Farmville and Midlothian and years of experience serving clients in Virginia and beyond, we can help you define your goals, create a strategy, and choose the right life insurance and care insurance products for you.

Email us to chat through your financial goals, call us at 804-419-8969 or visit us in Midlothian or Farmville.